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Stocks and Funds

What is the Stock Market?

We’re redefining what it means to learn about finance—and that means education resources that are built for today.

Understanding The Stock Market

Stocks are bought and sold on stock markets, which bring together buyers and sellers of shares in publicly traded companies. Stock markets operate kind of like auctions, with potential buyers naming the highest price they’re willing to pay (“the bid”) and potential sellers naming the lowest price they’re willing to accept (“the ask”). The actual execution of a trade price will be somewhere at or between the bid and the ask. Trades can be placed by stockbrokers, usually on behalf of portfolio managers or individual investors like you. In the US, the stock market is made up of 13 exchanges—the best known are the New York Stock Exchange and the Nasdaq.


Gold

Supercharge your Investing

Access research reports, trade on margin at a 12.5% annual rate, and make bigger deposits with quicker access to funds—all starting $500 per month.

Bigger Instant Deposits

With Bettermentspin Gold, you can get instant access to $5k – $50k when you make a deposit, depending on your account balance.

Access to investing on margin

Investing on Margin gives you more flexibility, extra buying power, and less time waiting to access your deposited funds.


Cash Management

Spend, Invest,and Earn Interest

Get your paycheck, pay bills, send checks, and more—no catch, no commitment...

Your Daily Money Needs

Get your paycheck, pay rent, buy groceries, jump on potential market opportunities, and more—all in one easy-to-use app.

Earn 0.30% APY

Earn interest on your uninvested cash while having full access to it. Banks in our program pay the interest—we pass it on to you.

No Hidden Fees

There are no overdrafts, account minimums, transfer fees, foreign transaction fees, etc. See our fee schedule for more info.


Crypto

Buy And Sell

Buy and sell Bitcoin, Ethereum, Dogecoin, and other cryptocurrencies 24/7 and commission-free with Bettermentspin Crypto.(sub)

Trusted. Secured

Manage your cryptos with confidence. Your coins and personal information are protected.


Options

Commission-Free Options Trading

Level up with options trading. Intuitive design, no commission fees, and no per-contract fees.

Choose Your Own Venture

With options, you can be bullish on investments you believe in and bearish on the ones you don’t. It’s your call.

Develop Your Edge

Advanced traders can execute more sophisticated strategies like iron condors, straddles, strangles, and more.